Diploma in Business Studies (DBS) (Banking & Finance Option)

This Diploma in Business Studies specialises in banking and finance, giving you an entry point into the financial services industry. It is a less competitive programme, so it is a practical option if you are an SHS leaver with solid results but not the top aggregates. You will study the basics of business alongside the everyday operations of banks and other financial institutions.

What the programme covers

Programmes of this kind usually cover financial accounting, business mathematics, banking law and practice, credit management, and customer service. You will also learn how to interpret financial statements, process transactions, and assist with loan assessments. The skills are practical: by the end you should be comfortable working with money, figures, and people in a financial setting.

How hard it is to get a place

Entry to this programme is less competitive than to many other university courses. This means that if you meet the basic requirements, your chance of admission is likely to be good. It is still a formal diploma, so you must satisfy the university's published entry requirements – check the Koforidua Technical University prospectus for the specific WASSCE grades you need.

Where it can take you

Graduates of business studies diplomas with a banking and finance option typically start in customer-facing roles in banks, microfinance institutions, and credit unions. With experience, you can move into operations, credit analysis, or branch management. The diploma also gives you a foundation for further study in accounting, finance, or business administration.