BSc Banking and Finance

Banking and finance is a business field that focuses on how money moves through economies — from personal accounts to global markets. This degree at Ghana Communication Technology University is offered through the GCTU Business School and is open to SHS students with a Business background. Entry is less competitive than at some other universities, so your chances may be better if your grades are not the highest.

What banking and finance programmes cover

Degrees in this field typically teach the principles of banking, financial markets, financial accounting, investment, and risk management. You learn how banks operate, how businesses raise money, and how financial decisions affect people and companies. The skills you build include numeracy, analytical thinking, and a clear understanding of how the financial system works.

Getting a place at GCTU

GCTU admits students from a Business background at SHS, and this programme is less competitive than similar ones at other Ghanaian universities such as KNUST. That does not mean there are no entry conditions — you still need to meet the published WASSCE grade requirements. Check your results against the specific subject requirements before applying.

Where a banking and finance degree can take you

Graduates from banking and finance programmes usually enter the financial sector. Common first jobs are in retail banking, credit analysis, customer service in banks, or support roles in insurance companies. Over time, many move into corporate finance, treasury, or risk management, and some go on to professional qualifications like ACCA, CFA, or CIMB.